Client Agreement

This Attilio Client Agreement (this “Agreement”) is entered into between Attilio One Inc. (the “Company,” “we,” or “us”), and the individual accepting this Agreement (“Client” or “you”), as of the date you accept it.

Summary

Attilio is a Life Optimization Platform designed to seamlessly integrate health, longevity, tax, family, lifestyle, financial, and personal goals, identify meaningful patterns, and turn those insights into practical next steps. Depending on the services selected, company may combine technology, data analysis, and human support to help you better understand your current position, clarify your priorities, and make more informed decisions. The company uses your information to provide and improve your experience, does not sell your personal data, and does not permit third-party AI providers to utilize your data to train their models. This summary is provided for convenience only. The provisions below control in the event of any inconsistency.

1. Services and Platform

The company provides access to its Attilio software application (the “Platform”) and related services, including Attilio Longevity Society events and experiences, Dr. Verdin Baseline Assessments, Health Signature Experiences, health and longevity resources, educational resources, and tax-related tools or services that the Company may make available in the future including Tax Filing and Tax Steward (collectively, the “Services”), which include a digital platform designed to help you organize, analyze, and optimize aspects of your health, longevity, tax, family, lifestyle, financial, and broader personal objectives. The Services may include data aggregation, scoring systems, modeling tools, and insights generated through a combination of software, algorithms, and human input. The services may present information, recommendations, or suggested actions, but you remain solely responsible for determining whether and how to act on that information.

2. Nature of the Relationship

Your relationship with the Company under this Agreement is limited to access to and use of the Services. The Company is not acting as your physician, medical provider, lawyer, accountant, investment adviser, broker-dealer, or fiduciary. The Services do not provide emergency services and are not medical care, diagnosis, treatment, or a substitute for the advice or care of a qualified healthcare professional. You acknowledge that the Services may touch on areas that involve health, finance, or tax matters, but any information provided through the Services is for informational and organizational purposes only. It is not a substitute for professional advice. You agree that you will seek independent professional advice before making decisions that could materially affect your health, finances, or legal position. The Company does not supervise or control any third-party professionals you may engage, and such professionals are not agents of the Company. If you receive services directly from a licensed healthcare professional, those services are provided by that professional under any separate consent, privacy notice, and professional terms applicable to that relationship, which will control with respect to those services.

3. Client Responsibilities

You agree to provide accurate, current, and complete information as reasonably requested to enable the Services to function properly. You understand that the usefulness and accuracy of the Services depend in part on the quality of the information you provide. You further agree to use the Services in compliance with applicable law and not to misuse, interfere with, or attempt to gain unauthorized access to any part of the Platform. You acknowledge that all decisions you make based on the Services are your own, and that the Company does not control or direct your actions. You represent that you have the right to provide Client Data to the Company and authorize it to access any third-party accounts or data sources that you connect to the Platform. You are responsible for maintaining the confidentiality of your account credentials and promptly notifying the Company of any unauthorized account access. Participation in any event, assessment, or experience is subject to availability, scheduling requirements, and any site-specific or provider-specific rules, releases, consents, and health-and-safety requirements presented in connection with that activity. The Company may reasonably modify the format, date, location, or personnel involved in an event or experience where necessary, provided it will use reasonable efforts to provide a substantially comparable alternative.

4. Data Use and Privacy

Your use of the Services is subject to the Company’s Privacy Policy, which is incorporated into this Agreement by reference and made available to you through the Services or at the time of collection. You retain ownership of the information you provide or make available to the Company (“Client Data”) and authorize it to process Client Data as necessary to provide, maintain, secure, and improve the Services and as otherwise described in the Privacy Policy. You acknowledge that the Company may aggregate and analyze data to improve system performance and develop insights, provided that such use does not identify you personally. The Company does not sell your personal data and will not permit any third-party AI provider to use your Client Data to train or improve that provider’s models. The Company will not use identifiable Client Data to train generalized AI models. The Company may use aggregated or de-identified data that cannot reasonably be linked to you to improve the Services. While the Company implements reasonable administrative, technical, and physical safeguards designed to protect your information, no system can be guaranteed to be completely secure, and you accept this inherent risk.

5. Fees

The fees, subscription period, payment schedule, and any applicable renewal terms will be disclosed when you purchase the Services or in an applicable order form. For the current enrollment offering, the applicable purchase confirmation will identify the included Services, which may include one Longevity Event, one Dr. Verdin Baseline Assessment, one Health Signature Experience, and access to the Platform, together with any applicable scheduling, attendance, and expiration terms. Unless otherwise stated at the time of purchase, fees are nonrefundable except as required by law. If your subscription renews automatically, the Company will disclose the renewal terms and provide any renewal notices required by applicable law. You may cancel future renewals through your account or by contacting the Company, but cancellation will not entitle you to a refund of fees already paid.

6. Conflict-Free and Transparency Standards

Attilio operates under its Conflict-Free, Transparency Standards, which are available on the Company’s website and are incorporated into this Agreement by reference as they may be updated from time to time. These Standards describe Attilio’s approach to client alignment, data use, and service delivery. In the event of a conflict between the Standards and this Agreement, this Agreement will control.

7. Intellectual Property

The Platform, including all software, methodologies, models, algorithms, designs, scores, content, together with all related intellectual property rights, is owned by the Company or its licensors. As between the parties, you retain ownership of Client Data. The Company grants you a perpetual, non-exclusive license to retain and use reports and other outputs generated specifically for you for your personal, non-commercial purposes. The Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for your personal, non-commercial use during the term of this Agreement. You agree not to copy, reproduce, distribute, modify, reverse engineer, or create derivative works from any part of the Platform or Services, except as expressly permitted by the Company in writing. You also agree not to use the Services in a manner that competes with the Company or exploits the Platform for commercial purposes.

8. Third-Party Services

The Services may include integrations with or references to third-party products or services. Any such third-party services are provided by independent providers who are not controlled by the Company. The Company is not responsible for the performance, accuracy, availability, or terms of any third-party service. Any relationship you enter into with a third party is solely between you and that third party. You acknowledge that you are relying on your own judgment in using the Services. The Company may use third-party service providers, including AI and cloud infrastructure providers, to process Client Data on the Company’s behalf, subject to contractual restrictions designed to protect Client Data and prohibit its use for the provider’s own model training.

9. No Guarantees and Disclaimer

The Services are designed to support better decision-making, but outcomes depend on numerous factors beyond the Company’s control. The Company does not guarantee the accuracy, completeness, or usefulness of any information provided through the Services, and does not guarantee any particular results. To the fullest extent permitted by law, the Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Limitation of Liability

To the maximum extent permitted by law, the Company will not be liable for any indirect, incidental, consequential, special, or punitive damages, including lost profits, lost opportunities, or personal or financial losses arising out of or related to this Agreement or your use of the Services. To the maximum extent permitted by law, the Company’s total cumulative liability for any claims arising out of or relating to this Agreement will not exceed the total amount you paid to the Company for access to the Services during the twelve-month period preceding the event giving rise to the claim. You acknowledge that this limitation of liability is a fundamental part of the allocation of risk between the parties.

11. Term and Termination

This Agreement begins when you accept it and continues until terminated. You may stop using the Services at any time but stopping use does not cancel your subscription or entitle you to a refund. You must cancel future renewals as described in Section 5. The Company may suspend or terminate your access to the Services if you breach this Agreement, if required by law, or if the Company determines in good faith that continued access presents risk to the platform or other users. Upon termination, your right to use the Services will cease immediately. The Company may retain or delete Client Data as described in its Privacy Policy and as required by applicable law. Sections 4, 6, 7, 8, 9, 13, 14, and 15 will survive termination.

12. Modifications

The Company may update the Services and this Agreement from time to time. If the Company makes material changes to this Agreement, we will provide notice through the Platform or by other reasonable means at least thirty (30) days before the changes take effect, unless a shorter period is necessary to comply with law, address security concerns, or prevent harm to the Services or users. Your continued use of the Services after such notice constitutes your acceptance of the updated Agreement.

13. Governing Law and Venue

This Agreement is governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any legal action or proceeding arising out of or relating to this Agreement will be brought exclusively in the state courts located in Pinellas County, Florida, or the federal courts for the Middle District of Florida, and the parties consent to the jurisdiction of those courts.

14. General Provisions

This Agreement, together with the Privacy Policy and the Conflict-Free, Transparency Standards referenced herein, constitutes the entire agreement between you and the Company regarding the Services and supersedes all prior or contemporaneous understandings on that subject. If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The Company’s failure to enforce any provision of this Agreement will not constitute a waiver of that provision.

15. Acknowledgment

By accepting this Agreement, you acknowledge that you have read and understood it, that you understand the Services are tools designed to support your decision-making rather than replace professional judgment, and that you agree to be bound by its terms.